Living with more debt than you can afford eventually takes its toll. It stops you from enjoying life to its fullest, and it can prevent you from buying property. If you can get your debt under control, you can begin to rebuild your credit rating. But, of course, this is much easier said than done. … Read more
Millions of homeowners in the UK have money locked away in the value of their homes. In simple terms: they owe less than their property’s market value. And in many cases, they owe nothing at all. So when it comes to raising cash in a hurry, these homeowners can unlock some of that value without … Read more
How can I sell a house with negative equity? Negative equity is the term used to describe a home that is worth less than the mortgage secured on it. If you’re in this position, selling your home at a good price on the open market wouldn’t raise sufficient money to pay off your mortgage. If … Read more
A divorce is usually a stressful and emotional event — more so when it involves joint homeownership. If your ex has stopped paying the mortgage, it’s essential to understand your legal position and responsibilities. We’ve put together a short guide on what to do when a joint homeowner neglects their financial obligations. Who is liable … Read more
