Homes across the UK are becoming more and more unaffordable for people on ordinary incomes. So much so, the so-called Bank of Mum and Dad is one of the fastest-growing lenders in the housing market right now. According to Legal & General, this relatively new bank pumps more than £6bn a year into Britain’s property … Read more
Finding the perfect home is only the beginning of the house buying process. You have to compete with other buyers. And you have to be sure that you make the best offer for the property — without paying over the odds. This process is often fraught with confusion, stress, and the unknown. After all, how … Read more
Buying a House? Find Out How Best to Secure Mortgage Finance Most people buying a house rely on a loan secured on their purchasing property – a mortgage. According to Rightmove, the best deals are available to those who have a deposit of at least 15 per cent of the total sale price. Unfortunately, mortgages … Read more
A Guide to the Different Stages of Buying A House There is no doubt that buying a house, especially for the first time, is one of life’s most joyous and momentous occasions. However, without the proper support, advice and planning, it can become a very stressful time in a person’s life. As well as representing … Read more
How much can I borrow for a mortgage? It is easy to get swept up in the emotion and excitement of buying a house. Even though this is the question on most homebuyers minds, it is essential to remember that a mortgage represents a long-term financial commitment. The recent economic troubles experienced by most of … Read more
Once you have your heart set on a particular property, the legal process of purchasing a house begins. Making a formal offer initiates buying a home – based on the asking price and average house prices in the area. And once you have had an offer accepted, you will probably want to appoint a solicitor … Read more
