Living with more debt than you can afford eventually takes its toll. It stops you from enjoying life to its fullest, and it can prevent you from buying property. If you can get your debt under control, you can begin to rebuild your credit rating. But, of course, this is much easier said than done. … Read more
Homes across the UK are becoming more and more unaffordable for people on ordinary incomes. So much so, the so-called Bank of Mum and Dad is one of the fastest-growing lenders in the housing market right now. According to Legal & General, this relatively new bank pumps more than £6bn a year into Britain’s property … Read more
Millions of homeowners in the UK have money locked away in the value of their homes. In simple terms: they owe less than their property’s market value. And in many cases, they owe nothing at all. So when it comes to raising cash in a hurry, these homeowners can unlock some of that value without … Read more
Inheriting property is usually a positive event in a person’s life. While the passing of a loved one is, of course, heartbreaking, the fact that the person bequeathed their worldly goods to you is lovely. But the moment you inherit property, it becomes your responsibility. Whether you plan to move in or sell up, you … Read more
Renting out a home can be a great way of earning an extra income. But what happens when your circumstances change? What happens if you need to raise money quickly? What if you need to relocate in a hurry? Can you sell a house you’re renting out? The short answer is “yes”, but there are … Read more
Do some research on the internet, and you’ll find a range of issues and characteristics that can increase the value of a home. But if you’re selling, it’s just as important to be aware of the problems that can lower the value of your property. Once you know what to look for, you can take … Read more
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